Insurance is one of those products that you don’t truly appreciate until you need it. When the unexpected happens, it’s a desperately-needed safety net. But when everything in life is going along smoothly, watching your premiums rise each year can leave you wondering whether it’s money well spent. What you might not realise is that there are plenty of ways you can retain an adequate level of cover while minimising your premium costs. If the affordability of your insurance is causing you concerns, here are six options you might like to consider.
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